The nor'easter is well underway or hopefully over for most, but this won't be the last storm of 2018. You need insurance for your home and business, there's no way around it. Here are some tips on how to deal with damage inflicted on your property by a big storm, provided you're insured:
- Before a large storm hits, you can prepare your home by moving valuables away from doors and windows.
- Before the storm, you should find a copy of your insurance policy and browse through it so you're aware of what is and isn't covered, policy limits and deductibles.
- If your home sustains damage in a storm, create a list of damaged items and take photos and do not throw away damaged items until after an adjuster visits your home, and save receipts of any money you do spend on repairs and submit them to your insurance company for reimbursement.
- Contact your insurance agent or company as soon as you can to report any property damage.
- Always know your contractor! Ask around and find someone who comes with high recommendations. Repair prices inflate as storm damage increases...
- Tree fall on your car? If you have comprehensive coverage as part of your car insurance policy, storm damage should be covered.
- Even after the storm has passed, many injuries can occur due to storm-related hazards. Avoid falling or unstable trees, broken glass and downed power lines. Shovel and ice your drive and walk ways.
As always, get in touch with us for a quote.